FICO® Credit Score Education

FICO® Scores are the most widely used credit scores. Each FICO® Score is a three-digit number calculated from the data on your credit reports at the three major consumer reporting agencies—Experian, TransUnion and Equifax. Your FICO® Scores predict how likely you are to pay back a credit obligation as agreed. Lenders use FICO® Scores to help them quickly, consistently and objectively evaluate potential borrowers’ credit risk.

Serve Credit Union is so excited to offer SCU Credit Card holders quarterly access to your FICO® Credit Score! It is important to us that you understand what these scores mean, why we use them, and how you can maintain/improve them!

Explore FICO® Score Education Center by clicking on each topic or activity below!

Serve CU and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Serve CU and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.