Loan Rates
Credit Card Rates
Rate As Of 1/1/2026
| Type of Card | APR* As Low As |
|---|---|
| Mastercard Classic | - |
| Cash-Back Rewards Mastercard | - |
| Vehicle/Model/Year | Maximum Term | APR* As Low As |
|---|---|---|
| NEW VEHICLES 2025 & Newer |
36 | |
| NEW VEHICLES 2025 & Newer |
48 | |
| NEW VEHICLES 2025 & Newer |
60 | |
| NEW VEHICLES 2025 & Newer |
72 | |
| NEW VEHICLES 2025 & Newer |
84 | |
| USED VEHICLES 2024 | 36 | |
| USED VEHICLES 2024 | 48 | |
| USED VEHICLES 2024 | 60 | |
| USED VEHICLES 2024 | 72 | |
| USED VEHICLES 2024 | 84 | |
| USED VEHICLES 2021-2023 |
36 | |
| USED VEHICLES 2021-2023 |
48 | |
| USED VEHICLES 2021-2023 |
60 | |
| USED VEHICLES 2021-2023 |
72 | |
| USED VEHICLES 2021-2023 |
84 | |
| USED VEHICLES 2019-2020 |
36 | |
| USED VEHICLES 2019-2020 |
48 | |
| USED VEHICLES 2019-2020 |
60 | |
| USED VEHICLES 2019-2020 |
72 | |
| USED VEHICLES 2017-2018 |
36 | |
| USED VEHICLES 2017-2018 |
48 | |
| USED VEHICLES 2017-2018 |
60 | |
| USED VEHICLES 2016 and older |
36 | |
| USED VEHICLES 2016 and older |
48 |
| Recreational Vehicle Loan Rates | Maximum Term (in months) | APR* As Low As |
|---|---|---|
| No minimum loan amount | 36 | |
| No minimum loan amount | 48 | |
| No minimum loan amount | 60 | |
| Minimum loan amount of $15,000 | 72 | |
| Minimum loan amount of $15,000 | 84 | |
| Minimum loan amount of $20,000 | 120 | |
| Minimum loan amount of $25,000 | 180 |
Personal Equipment Loan Rates
Rates as of 1/1/2026
| Type of Loan | Maximum Term | APR* As Low As |
|---|---|---|
| HOME EQUITY PLUS LINE OF CREDIT (Open End) |
180 months | Call for Current Rates. (515) 243-2677 |
| HOME EQUITY (Fixed term - up to 100% Loan to Value- First lien position) |
Up to 60 months | Call for Current Rates. (515) 243-2677 |
| HOME EQUITY (Fixed term - up to 100% Loan to Value- First lien position) |
61-120 months | Call for Current Rates. (515) 243-2677 |
| HOME EQUITY (Fixed term - up to 100% Loan to Value- First lien position) |
121-180 months | Call for Current Rates. (515) 243-2677 |
| HOME EQUITY (Fixed term - up to 100% Loan to Value- First lien position) |
181-240 months | Call for Current Rates. (515) 243-2677 |
| HOME EQUITY (Fixed term - up to 90% Loan to Value- Second lien position) |
Up to 60 months | Call for Current Rates. (515) 243-2677 |
| HOME EQUITY (Fixed term - up to 90% Loan to Value- Second lien position) |
61-120 months | Call for Current Rates. (515) 243-2677 |
| HOME EQUITY (Fixed term - up to 90% Loan to Value- Second lien position) |
121-180 months | Call for Current Rates. (515) 243-2677 |
| FIRST MORTGAGE (Up to 80% Loan to Value) |
Call for current rates. (515) 243-2677 |
|
| FIRST MORTGAGE PURCHASE LOANS | Call for current rates. (515) 243-2677 |
| Type of Loan | Maximum Term | APR* as low as |
|---|---|---|
| IMAGINE LOAN Money for anything you can imagine. (Fixed term) |
12 months | |
| IMAGINE LOAN Money for anything you can imagine. (Fixed term) |
24 months | |
| IMAGINE LOAN Money for anything you can imagine. (Fixed term) |
36 months | |
| IMAGINE LOAN Money for anything you can imagine. (Fixed term) |
48 months | |
| IMAGINE LOAN Money for anything you can imagine. (Fixed term) |
60 months | |
| EASY ACCESS LINE OF CREDIT (Open End) |
||
| SHARE SECURED LOAN | Rate + | |
| CERTIFICATE SECURED LOAN | Term of certificate | Rate + |