Newsletter - Summer 2025

Mark Your Calendar!

Smart Auto Financing

What you should know - Explore better loan options…even after you’ve bought the car!

Auto loans vary based on your credit, the lender, and the loan term. Many buyers accept the financing offered at the dealership without exploring other options. While dealership financing can be convenient, it may not always offer the most competitive rates.

What Makes Server Credit Union Different?
As a member-owned financial institution, Serve Credit Union offers: .

• Honest, competitive interest rates

• Personalized service

• Fewer fees

• A focus on your financial wellbeing—not profits

These differences can result in meaningful savings over the life of your loan.

Can You Refinance After Buying?

Yes! If you already financed through a dealer or bank, it’s not too late to refinance with Serve Credit Union. Refinancing can:

• Lower your monthly payment

• Reduce your interest rate

• Adjust your loan term

• Help you pay off your car faster

When to Consider Refinancing:

• Your credit score has improved

• Interest rates have dropped

• You want to change your loan terms

• You didn’t explore options at time of purchase

The process of refinancing is usually simpler than people expect. At Serve Credit Union, we encourage members to explore their options and ask questions. Even if refinancing doesn’t make sense right now, understanding your loan is a valuable step in your financial literacy. Whether you're buying or already driving, it’s worth exploring what’s available to you.

Serve Credit Union is here to help you make confident, informed choices—always with honest rates and service you can trust.

All loans are subject to credit approval and membership eligibility. Rates, terms, and conditions may vary based on creditworthiness and qualifications. Refinancing your current loan may result in higher total finance charges over the life of the loan. Serve Credit Union is an Equal Opportunity Lender. Contact us for the most current rates and product information.

Leave Us a Google Review!

Loving your Serve Credit Union Membership? We’d love to hear about it! If you’ve had a great experience with us— whether it’s friendly service, easy loan payments, convenient access, or community impact—consider leaving us a Google Review. Your feedback not only brightens our day, but it also helps others in our closed field of membership discover the benefits of joining Serve. Thank you for being a valued member!

Loan Payments Made Simple!

SO YOU CAN FOCUS ON WHAT MATTERS MOST—YOUR FAMILY AND COMMUNITY.

At Serve Credit Union, we believe that managing your loan payments should be simple and stress-free. That’s why we offer a variety of convenient options to fit your lifestyle.

• Want to set it and forget it? We can establish automatic electronic payments to ensure your loans are paid on time, every time—without lifting a finger.

• Prefer flexibility? Make easy transfers through online banking from your checking or savings account at SCU or another Financial Institution.

• Looking for a hands-off approach? Use direct deposit with distribution to have your loan payments made automatically from your paycheck.

• You can also enable loan alerts to get helpful reminders before your next payment is due—perfect for staying on top of things and avoiding late fees.

• And of course, we still offer traditional options too. You can always make payments in person at a branch or through the mail, if that’s what works best for you.

Ready to simplify your loan payments? Reach out to us today and let us know which of the above options would be the right fit for your life! Call/text, email, stop in, or use the “Message Us” quick form at the bottom of the page!

Countdown to College!

College will be here before you know it! Help fill college funding gaps with Serve Credit Union’s unique lending solution through Student Choice!

Student Loan Programs:

• Undergraduate

• Refinance

Important Notice-Prepaid Card Program

See FAQ regarding key dates and deadlines